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As a business owner, it is in your best interest to offer your employees a comprehensive benefits package, but how do you know what works and what doesn’t? Health insurance is a good place to start but there are so many options to choose from.
With health insurance costing more and delivering less these days most people today are experiencing a growing financial burden that they’re ultimately responsible for. As a result, the demand for supplemental health insurance products is growing and Critical Illness insurance is one of those products.
The economic impact of these fatal and nonfatal unintentional injuries – accidents – amounted to $820.6 billion in 2013. This is equivalent to about $2,600 per capita, or about $6,700 per household.*
In 2018, the CDC estimates the number of emergency department visits for unintentional injuries: 97.9 million. That is a little less than 1 in every 3 inhabitants of the US!
*National Safety Council, Injury Facts – 2015 Edition
**www.cdc.gov
Proper dental care can be an important component of our well being. As with all insurance-related decisions, there are multiple facets that should go into your decision when purchasing coverage for yourself, family, business, or your employees. And, there many types of plans to consider such as a PPO (Preferred Provider Organizations), HMO (Health Maintenance Organization), dental indemnity insurance plans, and discount dental plans.