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Do You Have Coverage in Case a Disaster Hits?
Homeowners insurance covers the most common dangers that we’ll probably be exposed to. Fire, lightning and internal explosion (like a furnace exploding) are examples of threats covered on most homeowners insurance policies. However, there are other dangers that you might consider worth adding to your homeowners policy.
What is peace of mind worth to you? For some, it’s knowing that they are protecting their assets and future with personal umbrella liability insurance.
With spring not only do we get warmer temperatures but we also get rain and melting snow. And, until the ground thaws, melting snow and rain can’t be absorbed. Once it melts, the water can result in the overflow of streams, rivers and lakes that flood nearby homes and businesses. All this may lead to flooding.
When buying a home you think about the mortgage and the bills associated with owning a home. But, just as important, is to figure out what your homeowners insurance will cost.
There are four key components consisting of:
How quickly your business can return to full operations after a major disaster such as a storm, fire, or a flood often depends on emergency planning you do today!