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  • The Importance of a Buy-Sell Agreement

    The Importance of a Buy-Sell Agreement

    As a partner or co-owner (private shareholder) of a business, you’ve spent years building a valuable financial interest in your company. If you thought about setting up a buy-sell agreement to ensure your surviving family a smooth sale of your business interest than consider life insurance.

  • Group and Health Benefits

    Group and Health Benefits

    There are group products available for:

    Life, Auto, Health, Disability and Voluntary Benefits, most of which don’t cost the employer anything to offer to their employees.  Examples are: Dental, Vision, Accident, Cancer, Critical Illness.  Voluntary benefits pay benefits directly to the employee and the monthly cost is paid for directly through an employee payroll deduction.

  • Which Makes Sense for You: Permanent or Term Life Insurance?

    Which Makes Sense for You: Permanent or Term Life Insurance?

    In a very broad sense, there are two types of life insurance:

    • permanent life insurance and
    • term life insurance.
  • Why it’s Worth Considering Final Expense Insurance

    Why it’s Worth Considering Final Expense Insurance

    Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100. It is an easy insurance to obtain. Depending on the policy, burial insurance or final expense insurance gives your family the ability to cover the expenses of a funeral and potentially other outstanding expenses.

  • Term Life Insurance

    Term Life Insurance

    Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.