Showing all 25 results
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Buy-Sell Agreements (3)
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Cyber Liability (2)
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Disability Insurance (4)
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Errors & Omissions (1)
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Health Insurance (3)
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Liability Coverage (2)
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Supplemental Benefits (4)
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Voluntary Benefits (4)
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Workers Compensation (2)
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How Auto Insurance Protects You
How Auto Insurance Protects You
If you have an accident, auto insurance can help protect you against financial loss. Very simply, it is a contract between you and the insurance company. You agree to pay a premium and the insurance company agrees to pay for your losses, due to an accident, as defined in your policy.
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How Cyber Insurance Helps Your Business Recover From a Breach
How Cyber Insurance Helps Your Business Recover From a Breach
Any business that uses technology or collects data is at risk of a cyber attack, and the results can be catastrophic—to your company’s reputation and your customers’ data. Without a dedicated cyber policy, most businesses do not have adequate insurance coverage following a data breach.
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Why it’s Important to Consider Cyber Insurance?
Why it’s Important to Consider Cyber Insurance?
As we all know, data breaches and other cyber crimes are becoming more common every day. Not only do they impact consumers and but they impact businesses.
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What is Commercial Auto Insurance?
What is Commercial Auto Insurance?
If you or your employees use company vehicles then you need to think about adding commercial auto insurance, which helps your business cover the financial costs resulting from an auto accident if you or an employee is found at fault.
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Are You Protected? Minimize Your Risks with Business Liability Insurance
Are You Protected? Minimize Your Risks with Business Liability Insurance
Anyone who comes in contact with you or your employees in the course of your business can file a claim or lawsuit against you for any number of reasons—from a customer injury to a broken contract.
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The Importance of a Buy-Sell Agreement
The Importance of a Buy-Sell Agreement
As a partner or co-owner (private shareholder) of a business, you’ve spent years building a valuable financial interest in your company. If you thought about setting up a buy-sell agreement to ensure your surviving family a smooth sale of your business interest than consider life insurance.
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Small Business Liability Insurance
Small Business Liability Insurance
A good liability risk policy can help mitigate the chance that your business will be sued. As careful as we may try to be, mistakes happen that might result in an injury to someone or damages to property. Or, a mistake could harm the reputation or interfere with the privacy of a customer or client. As a result, you may be legally liable to pay damages to someone who suffers a loss due to your actions or inaction.
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Commercial Umbrella Insurance – Just in Case!
Commercial Umbrella Insurance – Just in Case!
Umbrella liability insurance is an extra insurance policy that covers some expenses not covered by other liability insurance policies.
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Errors & Omissions: Protecting Your Business Beyond General Liability
Errors & Omissions: Protecting Your Business Beyond General Liability
Errors and Omissions (E&O) is insurance to protect you and your company if a client claims they suffered a financial loss because of an error or an omission committed by you in the delivery of your professional services. This could result in a lawsuit.
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What are the Costs if Your Business is Impacted by a Disaster
What are the Costs if Your Business is Impacted by a Disaster
How quickly your business can return to full operations after a major disaster such as a storm, fire, or a flood often depends on emergency planning you do today!
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The Role of Workers’ Comp Insurance
The Role of Workers’ Comp Insurance
Workers’ compensation is must-have insurance for companies with employees in order to provide benefits to employees who are injured or become ill on the job.
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Protect Your Business with Key Person Insurance
Protect Your Business with Key Person Insurance
Key Person Insurance is a critical component of any organization because it can help the company survive the blow of losing an integral member of your business.
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Choosing a Health Insurance for Your Business
Choosing a Health Insurance for Your Business
As a business owner, it is in your best interest to offer your employees a comprehensive benefits package, but how do you know what works and what doesn’t? Health insurance is a good place to start but there are so many options to choose from.
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What is Critical Illness Insurance?
What is Critical Illness Insurance?
With health insurance costing more and delivering less these days most people today are experiencing a growing financial burden that they’re ultimately responsible for. As a result, the demand for supplemental health insurance products is growing and Critical Illness insurance is one of those products.
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Accident Insurance Can Help Avoid Surprises
Accident Insurance Can Help Avoid Surprises
The economic impact of these fatal and nonfatal unintentional injuries – accidents – amounted to $820.6 billion in 2013. This is equivalent to about $2,600 per capita, or about $6,700 per household.*
In 2018, the CDC estimates the number of emergency department visits for unintentional injuries: 97.9 million. That is a little less than 1 in every 3 inhabitants of the US!
*National Safety Council, Injury Facts – 2015 Edition
**www.cdc.gov -
Short-Term Disability Insurance Helps Protect Your Paycheck and Lifestyle
Short-Term Disability Insurance Helps Protect Your Paycheck and Lifestyle
If you have a job, it is very likely that you will need short term disability insurance. The possibility of a disabling illness or injury may seem remote, but statistics say otherwise. You actually have a three in 10 chance of suffering a disability* that will keep you out of work for 90 days or longer at some point during your working career. And, 90% of disabilities are caused by illnesses not accidents.
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Long-Term Disability Insurance Works for You
Long-Term Disability Insurance Works for You
Most people don’t realize the high risk of becoming permanently or temporarily disabled at some point in their lives. If you were totally disabled and couldn’t work as a result of an illness or injury, do you have the resources today to cover your expenses for weeks, months, or even longer?
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Group Disability Insurance
Disability Income Insurance
Disability Income insurance protects you in the case of loss of income. If you lose your ability to work, either from temporary or permanent disability, a disability claim can be made.
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Dental Coverage
Choosing Dental Coverage
Proper dental care can be an important component of our well being. As with all insurance-related decisions, there are multiple facets that should go into your decision when purchasing coverage for yourself, family, business, or your employees. And, there many types of plans to consider such as a PPO (Preferred Provider Organizations), HMO (Health Maintenance Organization), dental indemnity insurance plans, and discount dental plans.
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NY State Of Health Small Business Marketplace (SHOP)
Employers
The Small Business Marketplace (SHOP) helps employers offer high quality, affordable health insurance coverage to employees directly from NY State of Health certified Insurers. The Small Business Marketplace (SHOP) is the only place where employers can take advantage of the Small Business Health Care Tax Credit, if eligible.
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Which Makes Sense for You: Permanent or Term Life Insurance?
Which Makes Sense for You: Permanent or Term Life Insurance?
In a very broad sense, there are two types of life insurance:
- permanent life insurance and
- term life insurance.
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Term Life Insurance
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
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How Marketplace Plans Set Your Health Insurance Premimums
$0.00How Marketplace Plans Set Your Health Insurance premiums
There are five factors that can affect Marketplace plan prices: location, age, family size, tobacco use, and plan category. Health status and gender DO NOT affect pricing.